MORTGAGE LOANS

See which loan program is best suited for you and your family.

SLS Image

FHA LOAN

FHA Loans are a great option for first-time home buyers and low-to-moderate income buyers. The FHA Loan is a government-backed mortgage insured by the Federal Housing Administration (FHA), so borrowers can secure a reasonable interest rate with a lower down payment.

icon

Lower Credit Score

Less than perfect credit allowed
icon

Down Payment Requirements

Down Payment as low as 3.5% available
icon

Mortgage Insurance

MIP paid through the Life of the Loan
icon

Fixed Rate

15, 20, 25, and 30-year terms available
icon

Adjustable Rate

5/1 terms available
FHA High Balance Fixed are available for homes in higher-cost areas
CMG Financial is approved by the Federal Housing Administration to issue FHA Loans

Lower Credit Score

Less than perfect credit allowed

Mortgage Insurance Premium

MIP paid throughout the Life of the Loan

Adjustable Rate

5/1 terms available
icon
icon
icon
icon
icon

Down Payment Requirements

Down Payment as low as 3.5% available

Fixed Rate

15, 20, 25, and 30-year terms available
FHA High Balance Fixed are available for homes in higher-cost areas
CMG Financial is approved by the Federal Housing Administration to issue FHA Loans
CONVENTIONAL

CONVENTIONAL LOAN

With low down payment options available

GOVERNMENT

FHA LOAN

Available with down payments as low as 3.5%

GOVERNMENT

VA LOAN

100% financing for eligible Veterans, Reservists and Active Duty Personnel

GOVERNMENT

USDA LOAN

Available in designated rural and suburban areas

SPECIALTY

JUMBO LOAN

A loan for every lifestyle

SPECIALTY

ALL IN ONE LOAN

Get financial flexibility and pay off your home loan faster

GOVERNMENT

203K RENOVATION LOAN

Turn the house you like into the home you love

CONVENTIONAL

FANNIE MAE HOMEREADY

Flexible funding with down payments as low as 3%

CONVENTIONAL

FREDDIE MAC HOMEPOSSIBLE

More possibilities with down payments as low as 3%

SPECIALTY

HOMEFUNDIT

Gifts from family and friends fund your down payment

GOVERNMENT

REVERSE MORTGAGE

Available for homeowners ages 62+

CONVENTIONAL

CONVENTIONAL LOAN

With low down payment options available

CONVENTIONAL

FANNIE MAE HOMEREADY

Flexible funding with down payments as low as 3%

CONVENTIONAL

FREDDIE MAC HOMEPOSSIBLE

More possibilities with down payments as low as 3%

GOVERNMENT

FHA LOAN

Available with down payments as low as 3.5%

GOVERNMENT

VA LOAN

100% financing for eligible Veterans, Reservists and Active Duty Personnel

GOVERNMENT

USDA LOAN

Available in designated rural and suburban areas

GOVERNMENT

203K RENOVATION LOAN

Turn the house you like into the home you love

GOVERNMENT

REVERSE MORTGAGE

Available for homeowners ages 62+

SPECIALTY

JUMBO LOAN

A loan for every lifestyle

SPECIALTY

ALL IN ONE LOAN

Get financial flexibility and pay off your home loan faster

SPECIALTY

HOMEFUNDIT

Gifts from family and friends fund your down payment